A strong rewards card that is not only for seniors

The AARP® Journey Rewards Mastercard® from Barclays is tailored for these on the go, providing beneficiant and limitless rewards on eating and getting round. Though AARP is a membership group recognized for advocating on behalf of seniors and retirees aged 50 and above, anybody aged 18 and older can apply for this , with none obligation to hitch the group.

• Complimentary FICO Rating: Test your FICO credit score rating totally free when logged into your card account.

• No international transaction charges. When touring outdoors the U.S., you will not must pay an extra surcharge in your worldwide spending.

• $0 fraud legal responsibility safety. In case your card is used for unauthorized transactions, you will not be chargeable for the costs if you promptly notify Barclays.

You will earn limitless cash-back rewards with the AARP Journey Rewards Mastercard bank card in a number of elevated bonus classes plus an ongoing rewards fee on all different spending. Money again earned from the AARP Journey Rewards bank card by no means expires so long as your account is open and in good standing.

• 3% money again on airfare, lodges, and automobile leases

• 2% money again at eating places

• 1% on all different eligible purchases

Along with the rewards you earn, Barclays will donate 1% of your eligible digital and telecommunication purchases to the AARP Basis.

• Direct deposit to a checking account. Switch your cash-back rewards to a linked checking or financial savings account with redemptions beginning at $25. There’s a every day restrict of $500 for financial institution deposit redemptions, so it pays to redeem your rewards steadily.

• Assertion credit. Redeem your earnings for assertion credit. Whereas these redemptions decrease how a lot you owe, they don’t rely towards your month-to-month minimal cost due.

• Present playing cards. Use your cash-back rewards to purchase reward playing cards from dozens of standard retailers. Redemptions begin at $25, and the choice varies all year long.

• AARP membership. Redeem rewards to buy or renew your AARP membership. Redemptions begin at $16, and you should buy memberships for one, three, or 5 years at a time. You can too reward AARP memberships.

• Merchandise. Store via the BarclaysUS web site for services that you should utilize your self or give as a present.

The AARP Journey Rewards bank card is finest for individuals who help AARP’s mission and desire a easy, no-annual-fee card that earns money again on and eating. It may be significantly helpful for individuals who belong to AARP or are plan to, for the reason that rewards will be utilized in the direction of the membership charge.

• Beneficiant rewards on journey

• No annual charge

• Straightforward-to-earn welcome bonus

• No international transaction charges

• Restricted bonus classes and redemption choices

• Doesn’t embody an intro APR supply on purchases

• Paltry advantages in comparison with comparable

The AARP Journey Rewards Mastercard can be utilized wherever Mastercard is accepted for cost. Mastercard is without doubt one of the most generally accepted bank cards within the U.S. and internationally. With and excessive rewards on journey spending, it’s a wonderful alternative when away from residence.

To get probably the most out of the AARP Journey Rewards bank card, use it to pay on your journey and eating, the place you’ll earn 3% money again.

• On-line at

• Arrange recurring funds

• Over the cellphone by calling (866) 928-3104

• By way of the Barclays cell app (, )

• Mail funds to:

  • Card Companies, P.O. Field 60517, Metropolis of Business, CA 91716-0517

  • Card Companies, P.O. Field 13337, Philadelphia, PA 19101-3337

The AARP bank card just isn’t your best option for individuals who wish to with a higher number of redemption choices, or those that hardly ever spend on journey and eating. If a card with these options is essential to you, take into account these alternate options.

Why we prefer it: The has a $95 annual charge, however earns wonderful rewards to assist offset the associated fee. This contains incomes 5x miles on lodges, trip leases, and rental automobiles booked via Capital One Journey, in addition to limitless 2x miles on all different eligible purchases. Your rewards will be taken as a press release credit score towards eligible journey purchases, used to guide journey via Capital One Journey, or transferred to over 15 airline and resort . You can too take your earnings as money again, however that possibility is price lower than a penny per level. Different money-saving advantages embody a TSA PreCheck or World Entry utility charge credit score and on gadgets bought with the cardboard.

Why we prefer it: When you’re searching for a low-cost high-yield journey rewards card,journey , the is good. Factors earned on this card can be utilized in a number of methods together with taken as money again, used to purchase reward playing cards or transferred to greater than a dozen airline and resort companions on a 1:1 foundation. One different doubtlessly precious possibility is reserving journey via Chase Journey, the place the issuer’s Factors Enhance function might improve the worth of your rewards to greater than a penny per level. When you’re attempting to resolve between the take into account which journey rewards companions you want finest.

Why we prefer it: The Wells Fargo Autograph Card has a $0 annual charge and a stronger rewards fee than the AARP Journey Rewards Mastercard. The Autograph Card has a higher number of redemption choices, together with taking your earnings as a press release credit score or a money deposit to an eligible Wells Fargo account, utilizing them to pay for journey booked via Wells Fargo, shopping for reward playing cards, and even transferring your rewards into the loyalty accounts of a number of airline and resort companions. This offers you extra flexibility to make use of your rewards the way you wish to. Moreover, the Wells Fargo Autograph card provides as much as $600 of cellphone protection towards harm or theft (topic to a $25 deductible) plus entry to journey and emergency help, together with roadside dispatch.

This text was edited by Robin Saks Frankel

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